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0% Patient Finance

An affordable way to pay for your treatment Interest-free payment plan 0% APR Representative

Interest-free payment plan to pay for your treatment
Are you one of the thousands of patients considering cosmetic, aesthetic, orthodontic or endodontic treatment? If so, you might be interested in a service that we provide right here - interest-free payment plan to fund your treatment. Our range of facilities are an innovative and potentially much more affordable alternative to traditional options. They enable you to get the treatment you want - the right treatment - and pay for it over an appropriate period. Sounds interesting, doesn’t it? Here’s how it works...

Your questions answered
We’ve tried to answer all your questions here. If there’s anything else you’d like to know, please ask a member of our practice team.

Who can benefit?
Just about anyone over the age of 18. You don’t have to belong to a private plan. You don’t even have to be a regular visitor at this practice. In fact, you can combine your family treatment into one plan.

What can I use the finance for?
You can use the payment plan to pay for most treatment, but they’re particularly suited to cosmetic, aesthetic, orthodontic or endodontic treatment. Just as long as your estimated treatment is over the £350.00 threshold. If you’re not sure, please ask your dentist.

How much can I borrow?
Dependent upon facility you can borrow typically between £350 and £50,000. This will be subject to an ‘on- site’ credit application. Most patients’ applications are approved there and then, so you can go ahead and schedule treatment after a 14 day cooling off period.

How do I make the repayments?
Much like any other loan facility, you repay them in affordable monthly payments over a 10 month term. These payments are collected by Direct Debit.

How much will I pay?
With our 0% APR Representative facility you pay the cost of your treatment - no more and no less. Interest-free means just that! There are no hidden costs and no deposit is required!

What are the repayment terms?
0% finance over 10 months interest free. How do I apply? Once you’ve agreed on a course of treatment - and a cost - with your dentist, we’ll make the credit application on your behalf. As soon as this has been approved and then processed, you’ll receive written confirmation from the credit provider. Simple as that!

Who is the credit provider?
We’re working with one of the most respected credit providers in the business. Hitachi Capital (UK) Plc. Ask our team for details.

What happens if my treatment costs more than planned for?
Firstly, we will tell you of this situation when it becomes imminent. Secondly, you can choose to have an additional facility to cover the additional costs or just pay direct to the practice in the usual way.

What happens if my treatment costs less than planned for?
This will be kept as a credit balance on your account for future dental treatment.

How often can I use the facility?
You can apply for a payment plan for each course of treatment, above the £350 threshold, subject to the usual credit application.


The benefits: at a glance

  • For anyone considering using our interest-free option to fund their dental treatment, the benefits are clear:
  • You get the treatment you want
  • You get to spread the cost of that treatment over a suitable period
  • Interest-free can be a much more affordable alternative to credit cards or bank loans
  • It’s easy to apply and simple to repay by Direct Debit
  • Provided by a leading credit supplier


Example Using 0% APR
Treatment cost £450.00
Facility Interest free Term (mths)
0 APR 0%
Monthly payment £45.00
Total payment £450.00

To find out how you could benefit from this easy, affordable way to pay for the treatment you want, speak to a member of our practice team.

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